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The beginning OF THE POST CREDIT-CARD ERA
We believe in a world where you own your payment data and use it to buy better. We believe payment data will take us beyond the limitations and business practices of credit cards. We believe in a future of no card, no fraud, no paper. We believe payment data is transforming the payment industry.
We believe in giving you a better alternative to credit cards:
JUST PAY - MOBILE OF COURSE
Hold your mobile over the cash register, approve with your fingerprint. Done!
You just paid with the most modern payment network in the world.
Without any extra effort the data of the espresso and brand you bought ends up in your account.
WHO CARES ABOUT A RECEIPT?
Simply pay and the receipt ends up in your account. Not that interesting in itself but the data on it, is. And when your stereo breaks down under warranty you are happy to have it readily available.
Payment data is power - and you deserve more of it.
POWER TO KNOW
Imagine searching on any keyword. Imagine knowing how much you spent on any brand (e.g. Evian) or item (e.g. cappuccino). Imagine comparing prices to know how much you paid for a Coke.
With a Buying Instrument the power of your data is available with a few taps.
LOYALTY - POWER TO SAVE
With Snö you may save more money on one transaction than a whole year's worth of points or air miles.
How many times haven't you been annoyed at receiving rebates on things that don't interest you. And honestly, why promote meat to a vegetarian?
With Snö you receive rebates only on the items and brands you want. If you are a Pepsi fan you will receive rewards on that brand and not on Coke, and vice versa. You are in control.
BETTER THAN A MONTHLY BILLING STATEMENT
Use the minutes before boarding a flight to review your transactions and pay your bill. In fact, you generate your own bill anytime you want. Select the amount you wish to settle through a simple swipe gesture. Each transaction gives you 30-day credit.
All data is there, including the receipt, so you can check. Did the merchant charge for one drink too many? No worries, simply tap on the item an launch a complaint.
It's the end of annoying paper or pdf monthly statements that don't even have the information you need.
NO FOREIGN EXCHANGE MARK-UP
For a business traveller, the foreign exchange mark-up paid on cards is significant. It can easily amount up to thousands of euros.
Snö is an international payment network with 0.25% foreign exchange, ten times lower than most credit cards.
With a Buying Instrument, every transaction gives you 30 days credit.
BETTER CUSTOMER SERVICE
Forget phone queues. Snö customer service is instantly available in a few taps.
Forget time consuming search of proof. Snö keeps all your data in one place, just a few taps away. No annoying emails, or faxes.